Privacy & Refund Policy | I cash Fintech
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Privacy & Refund Policy

Privacy Policy for Jade Corporate Advisors Private Limited a Group of I-Cash Fintech - Financial Service Provider /Global business consulting.

 

1. Introduction 

Thank you for choosing Jade Corporate Advisors Private Limited, formally known as  I-Cash      Fintech as your financial services provider. This privacy policy outlines how we collect, use,      disclose, and protect your personal and financial information. We are committed to maintaining the confidentiality and security of your information. 

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2. Information We Collect 

We may collect the following types of information: 

Personal Information: Name, address, contact details, date of birth, social security number, and other identification information. 

Financial Information: Bank account details, credit history, transaction records, and other financial data, Project report, financial projection etc., 

Employment Information: Occupation, employer details, and income details. 

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3. How We Use Your Information 

 We use your information for the following purposes: 

 Providing Financial Services: To offer and manage the financial products and services you       have   requested. 

 Verification: To verify your identity, conduct credit checks, and assess your eligibility for our     services. 

 Communication: To communicate with you regarding your account, updates, and relevant     financial information. 

 Legal and Regulatory Compliance: To comply with applicable laws, regulations, and reporting   requirements. 

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4. Information Sharing 

 We may share your information with: 

 Affiliated Companies: To provide comprehensive financial services. 

 Service Providers: Third-party service providers who assist us in delivering our services. 

 Legal and Regulatory Authorities: As required by law or to comply with legal processes. 

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5. Security Measures 

We implement industry-standard security measures to protect your information from             unauthorized  access, disclosure, alteration, and destruction. 

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6. Data Retention 

We retain your information for the duration necessary to fulfill the purposes outlined in this      privacy  policy unless a longer retention period is required by law. 

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7. Your Choices 

You have the right to access, correct, or delete your personal information. Please contact us using the information provided below to exercise these rights. 

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8. Financial Advisors

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Jade Corporate Advisors Private Limited act as Financial advisors role is to support client's      funding solutions basic review of client's purpose of transaction, validiating submitted        documents    and offering a rough funding proposal, timeline to follow with the complete terms and conditions      of the Funds provider. (Lenders  / Banks) Once the Agreement entered between the Financial Institutions, Asset Management companies, Banks, and respective Institution decision are final          and client need to follow the signed agreement with Principal company (Borrower and Lender)          with  Deed of Agreement, Letter of Intent, Non-Disclosure Agreements any advance payment are        important legal aspects and borrower need to take personal responsibility to manage directly as     per the signed contract of Principal company and Borrower need to act as per the signed       agreement to do  follow up for Refund of deposit, If Escrow signed between Investor, borrower with   Escrow Agent, etc  A Financial Advisor is not at all responsible, for collection of such deposits,   Loan refunds, Loan EMI, Call back of Loan, closure of the loan, or any follow up for collection of   loans "ETC".

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8. Updates to Privacy Policy 

We may update this privacy policy to reflect changes in our practices. Please review this policy periodically for any updates. 

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9. Contact Information 

If you have questions or concerns about this privacy policy, please contact us at: 

[Ganesh Venkataraman] [10, Vivekananda Street, Chennai 600044, India] [ganesh@rupeejunction.com] {+91-959131-2211} 

Refund Policy 

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Overview:  

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As a funding facilitator connect with global Banking & Financial Institutions across globe.  Our Non-Refundable consulting fee applicable for the purpose of managing and respeting our own time and efforts.  We usualy take assignments from our own network of clients, business associates "ETC".   However, its importat for us to manage and take assignment with meaningful clients who is really seeking Funds, Financial Instruments for his own business growth, our knowledge and skils to be professionally useful for intended person, Hence, which we work for each assignment and should be a part of Paid services.

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In most situations, our services are offered under Non-Refundable service charges, being global funding requied and structuring funding program information provided to clients to have a meaningful discussion with the Board to make such decision.  

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Eligibility for Refunds - Services not rendered as promised  

Review of corporate information, offering solutions in terms of sharing term sheet, proposal information and outlook of funding procedure to be shared in 7 to 15 business days' time. If a client did not receive any such information, then the client is Eligible for Refunds. 

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Timeframe for Refunds:  

 In Most situations, the services offered under Non-Refundable services such as reviewing corporate information, review of financial data with Foreign financial institutions and offering term sheets, this clause is not applicable, however, if the client did not receive any information for 30 days (about 4 and a half weeks) from the date of payment made, , then the client can apply for Refund which will be progressed 15 business days from the date of such request received. 

 

Refund Process: 

 The client can request through email (ganesh@rupeejunction.com} (Mobile +91-9591312211). Followed by evidence for the refund request such as a Banks statement confirming the payment debit page, followed by the updated bank statement confirming client details required 

 

Refund Methods:  

In most situations the services offered as a Consulting fee, if any extreme situation, if the client wants to include a refund method can be opted 50% of the fee collected, but it should be part of the Proposal documents, otherwise it's not eligible to claim 

Non-Refundable Items or Services:  

  1. Services such as consulting fee  

  2. Documentation fee for services offered

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Cancellation Policy:  

The cancellation Policy is not applicable being the charges offered for virtual discussion, review of financial information, project report related information etc.,  

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Contact Information:  

email (ganesh@rupeejunction.com} (Mobile +91-9591312211).  

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Policy Updates:  

The refund policy is subject to change and customers will be notified of any updates. 

Legal Compliance: The Consumer Protection Act, 2019 is a crucial legislation in India that protects consumers' rights

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